The trustee examines your assets to classify them as exempt or non-exempt. They could contest any asset's position if they consider it's been incorrectly categorized.Regardless of the basis for deep, ongoing economic difficulties, there typically comes a time when sufficient is more than enough. Creditors contact consistently, the personal debt loa

But you may also master that a number of your belongings usually are not lined or are "nonexempt," particularly if you very own luxurious residence like artwork, collections, boats, stocks and bonds, and rental home.In case you have nonexempt property, look for a "wildcard" exemption You can utilize to shield the nonexempt residence of the decision